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Buying or Selling a Car in the ACT: The Complete Checklist

The complete checklist for buying or selling a used car privately in the ACT: transfer inspections for older cars, emissions-based duty, PPSR checks.

By John Maya · Last updated 21 August 2026

This is a platform comparison. General information gathered from public sources — pricing, features and policies change, so check each platform’s own site before deciding. Full note

The ACT's private sale process has two quirks the rest of the country doesn't: older vehicles generally need an inspection before the transfer goes through, and stamp duty is calculated on the car's emissions performance, not just its price. Here's the full checklist.

Buyer checklist: before you inspect

  • Run a rego check via Access Canberra for status and expiry.
  • Run a PPSR check for finance owing, stolen status and write-off history — essential given how many NSW-plated cars sell into Canberra.
  • Understand the duty before you commit: the ACT calculates it on the vehicle's emissions rating, so a thirsty performance car costs meaningfully more to transfer than an efficient one at the same price. Check Access Canberra's calculator.

At the inspection

  • View in daylight at the address on the registration papers.
  • Match the VIN on the car to the papers, and the seller's licence to the registered operator.
  • Check for accident repair, flood signs, odometer consistency and spare keys; test drive properly.
  • An independent pre-purchase inspection is still worth it — the transfer inspection is a roadworthiness check, not a mechanical report.

Doing the deal (buyer)

  • Pay by bank transfer or PayID; signed receipt with names, addresses, rego, VIN, price and date.
  • Insure it from the moment you drive away.
  • Complete the transfer within 14 days via Access Canberra and pay the (emissions-based) duty.
  • Older vehicles — generally those more than six years old — need to pass an inspection before the transfer completes. Confirm current requirements with Access Canberra and factor the booking into your timeline.

Seller checklist: getting ready

  • If your car is in the inspection-age bracket, consider getting it inspected (or at least pre-checked by your mechanic) before listing — a transfer that stalls on a failed inspection kills deals.
  • Gather registration papers, service books and receipts; payout letter if finance is owing.
  • Clean, photograph, honest ad.

Meeting buyers and getting paid

  • Meet at home or somewhere busy, with someone around; sight the buyer's licence before any test drive and ride along.
  • Hand over on cleared funds only; receipt in duplicate.

After the sale (seller)

  • Lodge your disposal/transfer notification with Access Canberra immediately — it's your protection from the new owner's fines and demerits.
  • Remove tags and linked accounts; wipe paired phones, addresses and garage remotes.
  • Cancel or transfer your insurance.

The ACT twist is sequencing: inspection (for older cars) and emissions-based duty both belong in the plan before money moves, not after.

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About this guide

The MotorLoop teamThese guides are researched and maintained by the MotorLoop team, and every claim names the source that publishes it so you can check it yourself.

General information only — not advice, and not confirmed fact. Everything on this page was gathered from public sources (each platform’s own pages, reviews and press coverage) at the date shown, and pricing, features and policies change often and can vary by vehicle and location. Always check each platform’s own website for its current, correct information before making decisions.

All platform names, trademarks, logos and content referenced here belong to their respective owners; MotorLoop is not affiliated with, endorsed by, or responsible for any of the third-party sites mentioned. MotorLoop operates its own marketplace, which appears in this comparison clearly marked as ours.

Last updated 21 August 2026.

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